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Legal documents

Review the policies and agreements that govern lending and borrowing on PesaPact. Current versions are shown below.

  1. Terms and Conditions

    Version 3

    General rules for using the PesaPact platform.

    Published 25 August 2026

  2. Privacy Policy

    Version 3

    How we collect, store, and protect your personal data.

    Published 25 August 2026

  3. Platform Terms of Use

    Version 3

    Acceptable use, account responsibilities, and platform conduct.

    Published 25 August 2026

  4. Borrower Agreement

    Version 3

    Borrower obligations, repayment expectations, and verification requirements.

    Published 25 August 2026

  5. Lender Agreement

    Version 3

    Lender responsibilities, risk controls, and marketplace rules.

    Published 25 August 2026

  6. Loan Contract Template

    Version 3

    Standard per-loan agreement including wallet-only settlement.

    Published 25 August 2026

Documents are versioned. Accepting a newer version updates the rules that apply to your account.